India Juris provides comprehensive legal and regulatory advisory to fintech companies, payment institutions, banks and global payment businesses seeking to establish a Payment Service Provider (PSP) in GIFT City (IFSC). From structuring the business to securing regulatory approval and ensuring ongoing compliance, we act as a single-point advisor throughout the licensing journey.
Our Services
* Regulatory feasibility assessment and licensing strategy.
* Incorporation and establishment of the IFSC entity.
* Corporate structuring, governance and capital planning.
* End-to-end preparation and filing of the PSP licence application.
* Drafting of business plans, financial projections and regulatory documentation.
* Design of payment architecture, fund flow and settlement structures.
* Advisory on merchant onboarding, customer onboarding and operational workflows.
* AML, KYC, CFT, sanctions screening and compliance framework design.
* Drafting of internal policies, SOPs, risk management and governance manuals.
* Coordination with banks for settlement accounts and payment infrastructure.
* Liaison and representation before the International Financial Services Centres Authority (IFSCA), including responses to regulatory queries and follow-up until licence approval.
* Drafting and review of merchant agreements, customer terms, technology, outsourcing and commercial contracts.
* FEMA, cross-border payment, tax and IFSC regulatory advisory.
* Post-licensing compliance, regulatory reporting and ongoing legal support.
* Advisory on new products, international payment corridors, strategic partnerships and business expansion.
Our integrated team of legal, regulatory and financial services professionals combines deep expertise in IFSC regulations, fintech, banking and cross-border payments to deliver practical, commercially driven solutions. We support clients at every stage—from concept and licensing to operational readiness and long-term regulatory compliance—helping them establish and scale PSP businesses in GIFT City with confidence.
